Freezing rain, snow, sleet, icicles even blizzards may describe your winter. If so, it’s time to winterize.  Even if your winter happens to be filled with palm trees and cooler weather, you can still winterize. No matter where you live, taking the time to prepare for the change of seasons makes your home safer and more comfortable while you save money and energy. Follow these steps—before it turns cold (or cool—if you are lucky!).